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Terms of Use



  1. I/ We declare that I am/we are aware that (the “Website”) is owned, provided and maintained by  Aditsh Fintech Private Limited registered  a non-banking financial company incorporated under the Companies Act 2013 (“Company”).  In these Terms of Use (“ToU”), “we”, “our” and “us” cumulatively means ‘’ and the Company being the owner of this Website. “You” and “your” means any person who accesses and uses this website.


  1. I am/we citizen of /resident in India declare, warrant and represent that all the details, particulars and information given or filled by me/us in application form or documents given by me/us to ADILOANS are true, correct and accurate and we have not hidden or suppressed or withheld any material information or document from ADILOANS. I/ we also undertake to provide any additional information or documents that may be required by ADILOANS as per requirement and further undertake that loans provided by ADILOANS or any other lender through ADILOANS or group company will be on the basis of information or documents given by us both voluntarily or at the time of application or subsequently or upon request. ADILOANS reserves the right to retain the documents or any information provided by me/us  at the time of application, I/we will not have any claim on these documents or information in future


  1. I /We are aware that the sanction and approval of credit lines will be at the sole discretion of ADILOANS which will be subject to proper due diligence and execution of necessary documents, providing any security(ies) and  completing other formalities which ADILOANS may require from time to time. ADILOANS  has discretion to reject my application without providing any reason to me and I/we reserve no right to appeal against this  decision of the company. We further understand and agree that the application fees and or processing fees are non refundable and I/we shall not be entitled for refund of the same either in part or full under any circumstance of my/our application is either rejected or withdrawn by me/us


  1.   I/We confirm that there are no insolvency proceedings against me/us nor have I/we ever been adjudicated insolvent. I/We also undertake to inform ADILOANS of changes in my/our occupation/employment and to provide any further information that the company may require. I/We shall advise ADILOANS on the change in my/our resident status.


  1. As a pre-condition, relating to grant of the loans/advances/credit facilities by ADILOANS to me/us, I/We agree and give consent for the disclosure by ADILOANS of:


  1. Information and data relating to me/us and our directors and group companies;
  2. The information or data relating to any credit facility availed of/to be availed, by me/us; and
  3. Default, if any, committed by me/us, in fulfil of any our responsibility, to all or any third parties as may be think necessary at the sole discretion of ADILOANS.
  1. I/We have not made any payment (and will not pay) either through cheque/cash or otherwise to any Executive/DSA or person in his/her personal name for grant/processing of the loan application.
  2. I/We confirm that my/our loan will be used only for the purpose mentioned in loan agreement and will not be use for any speculative or anti-social purpose.
  3. ADILOANS may, as it sensibly think suitable and necessary, disclose and furnish information as set forth above to CIBIL and/or any other agency authorized in this behalf by the RBI. The Borrower hereby agrees that ADILOANS shall be entitled to exchange information regarding our accounts with other financial institutions or banks, as and when required in accordance with Applicable Law and regulations.


  1. I/We Understand and acknowledge that:
    1. For the purpose of assessing our credit worthiness, ADILOANS is authorized to pull from CIBIL and/or any other agency authorized by RBI, data of the applicant(s), directors, group companies, and any other individuals who are involved in the said business, on behalf of which this loan application is made;
    2. CIBIL and any other agency so authorized may use, process the said information and data disclosed by ADILOANS in the manner as deemed fit by them; and
    3. CIBIL, and any other agency so authorized may furnish for consideration, the processed information and data or products thereof prepared by them, to banks/financial institutions and other credit grantors or registered users, as may be specified by the RBI in this behalf.


  1. I/We further authorize ADILOANS and all its group company to use my mobile contacts and email contacts for the promotion of ADILOANS. 
  2. I restrict  ADILOANS  to use any of my contact detail and other date to be share with any third party for any promotional and other activity.


  1. I/We confirm that we have carefully read and fully understood all the terms and conditions of get loan from ADILOANS  through their online portal address and applicable to availed from ADILOANS. I/We accept the terms & conditions unconditionally and agree that these terms and conditions may be amended or modified by ADILOANS at any time and I/we will be bound by the amended terms & conditions that are in force.

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